Processing Payments
There are 3 fundamentals to
selling your goods and services online:
- The ability to display your
goods or services and record sales, typically a shopping
cart.
- The ability to accept payments.
From the easiest to the most complex they are:
A. Have your customers print out their orders and mail them
to you with a check,
B. Use a third party "gateway" to transact credit
card payments,
C. Be your own merchant and accept credit cards yourself.
- The ability to transact
online sales/business securely.
There are many shopping carts
available, one of the best, most complete systems we've found
is the Akopia
Shopping cart System. We provide Akopia with every hosting
account!
PayflowSM
Link is the right solution for you, the merchant, if you are
looking for a fast and easy way to conduct secure automated
transactions over the Internet. The Payflow Link solution
provides you with back-end connectivity to all leading payment
processing networks and allows merchants to support multiple
payment instruments, including all major credit cards, debit
cards, and electronic checks.
Payflow
Link enables you to connect your consumers to a secure VeriSign-hosted
order form and use it to automate order acceptance, authorization,
processing, and the management of transactions. It's as simple
as entering an HTML hyperlink into your existing Web site.
Payflow
Link is the ideal choice if you process low-to-moderate levels
of orders, and prefer a solution that is especially easy to
implement and maintain. You will find that you can payment-enable
your Web sites with little or no assistance from a Web developer.
If
you process more than 1,000 transactions per month and require
a scalable and fully customizable payment integration, Pay flow Pro is the ideal payment solution.
If you are looking for payment services with SSL for site
authentication and encryption you will benefit from our Commerce
Site services.

TotalPay
Powered by Authorize.Net lets your Internet-based businesses
authorize, process, and manage credit card transactions without
the complicated software and hardware that is normally needed
to process payments over the Web.
Authorize, process, and manage credit card transactions
manually from any computer that has an Internet connection
and a Web browser.
The
Authorize.NetTM
Virtual Terminal is a secure, browser-based interface
that enables businesses to authorize, process and manage credit
card transactions from any computer that has an Internet connection
and a Web browser. Virtual Terminal replaces standard authorization
terminals or software, and provides the best solution for
merchants who manually enter credit card transactions for
mail or phone order sales.
Virtual
Terminal suits businesses of all sizes because it reduces
the complexity and expense normally associated with authorizing
and processing credit card transactions. It's also much faster
than standard dial-up authorization systems.
Businesses
with an Authorize.Net account simply access the Virtual Terminal
through our Web site using any Web browser. After logging
into their Authorize.Net account using a unique user ID and
a password, merchants can access the complete range of Authorize.Net
services -- authorizations for purchases, credits and returns,
status and activity reports, and much more.
To
authorize credit card transactions, the merchant completes
an electronic form that provides the Authorize.Net system
with the information it needs to complete the transaction.
This information is encrypted using the latest 40 or 128-bit
Secure Socket Layer (SSL) 3.0 technology and is sent to an
Authorize.Net host server. The server then sends the data
through the authorization network to the appropriate card
issuer's bank using a secure, proprietary connection. When
the process is complete -- this takes around three seconds
-- the merchant receives an authorization number, and the
Authorize.Net server stores the transaction. Transactions
are automatically settled each day and are funded within two
to three business days.
Merchants can also check the status of transactions,
automatically bill customers for recurring charges or run
a variety of reports right from the Authorize.Net Virtual
Terminal.

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